Mar 1, 2021Why we invested in Etvas!Today, we are thrilled to officially announce that we participated in the seed financing round of Etvas together with our Co-Investors, High-Tech Gründerfonds, Sparkasse Bremen and Plug and Play. It’s a commodity trap For decades, banks and financial institutions successfully relied on their branch network as the main sales channel for private clients. Up…4 min read4 min read
Sep 23, 2020Back into the past! What automotive banks can teach us about Embedded Finance.Perhaps the biggest trend that is currently sweeping the FinTech universe is Embedded Finance or the Verticalization of FinTech. This is about non-financial service (software) companies, e.g. Shopify or Uber, offering their customers financial products. Shopify offers loans to its retailers or Uber provides its drivers not only with an…Fintech7 min readFintech7 min read
Apr 1, 2020How bad is COVID-19 going to be for European startups?Everything was set up for a successful start into 2020: The economy was buzzing, the stock markets were climbing up peak after peak, and Europe’s startup community was just finishing (again) a record year in terms of investment volume. All forgotten. All irrelevant. A complex situation becomes even more complex The outbreak of COVID-19 in China is…Venture Capital4 min readVenture Capital4 min read
Jan 12, 2020The most overlooked trend in FinTechThis article is about the Banking-as-a-Service and API-first movement, which will enable one of the most important trends in FinTech, namely Embedded Financial Services. Those are financial services that are integrated via APIs in the customer journey or supply chains of non-bank businesses. First things first: Yes, this is an…Fintech6 min readFintech6 min read
Aug 2, 2019Private for longer? — Go public early!Since the dotcom boom, there have not been so many high-profile tech IPOs in such a short time corridor. Lyft, Uber and Slack have already taken the plunge to the stock market, and start-ups such as Palantir and WeWork are, according to rumors, in the final stages of preparation. …Venture Capital5 min readVenture Capital5 min read
